From teaching classrooms to banking boardrooms — and now crafting full-stack web applications. I bring 20+ years of professional experience to every project I code.
Full-stack Web Developer & Financial Tech Specialist
About Me
I'm Simranjeet Singh, based in Chandigarh. My professional journey is anything but conventional — and that's exactly what makes me a different kind of developer.
I started as an educator, shaping young minds for 4½ years. Then I spent 18 years inside the banking system, understanding financial products, customer needs, and institutional workflows from the inside. When I launched my own Financial Services business and built PaisaRate.com, I hit the limits of WordPress — so I did what problem-solvers do: I learned to code.
Today, PaisaRate.com is a fully custom-coded platform where users can apply for instant digital loans from multiple banks and credit cards from 13 banks — all online, all seamlessly integrated. I built every line of it myself: the frontend, the PHP backend, and the MySQL database.
Now I bring this same practical, results-first approach to freelance web development. I build websites that work in the real world — because I've lived in it.
Technical Skills
Self-taught through necessity — every skill here was earned by building something real, not just completing a course.
Semantic markup, responsive layouts, mobile-first design, cross-browser compatibility.
DOM manipulation, dynamic forms, client-side validation, interactive UI elements.
Server-side logic, form processing, session management, backend API integration.
Database design, queries, relational data management, dynamic content systems.
Proficient at using AI tools to accelerate complex coding tasks and learn new patterns rapidly.
18 years in banking: loans, credit cards, NBFC products, KYC flows, financial UX.
Projects
Not demo projects — real platforms serving real users.
A fully custom-coded platform for instant digital loans and credit card applications. Integrates 13 banks, live online application workflows, and a MySQL-powered backend. Started on WordPress, then rebuilt from scratch when the platform outgrew it.
Backend system integrating instant loan APIs from multiple banks. Handles user eligibility logic, routing to bank portals, and application tracking — all inside a unified MySQL database schema.
Clean, responsive personal website built to establish a freelance web development identity. Showcases skills, projects, and services for prospective clients across India.
Services
Practical web solutions — especially for finance, services, and business websites.
Clean, fast, mobile-friendly websites for businesses, professionals, and service providers. Custom-coded — no bloated page builders.
Loan aggregators, credit card comparison pages, EMI calculators, lead generation forms — built with real banking knowledge behind the design.
Dynamic web applications with user data, form submissions, admin dashboards, and database-driven content management.
Already been through this myself — I know exactly how to move a site off WordPress and onto a faster, fully custom codebase without losing SEO or content.
Existing site looks bad on mobile? Forms not working right? I'll clean it up and make it work across all screen sizes.
Connect your site to payment gateways, bank APIs, SMS/email services, or any third-party platform you need.
Why Work With Me
Most developers know code. Few understand finance, compliance, and what real customers actually need.
18 years in banking means I understand loan flows, credit products, and financial UX from a practitioner's perspective — not just a coder's.
PaisaRate.com is a real, running business. I've debugged real traffic, real data, and real user problems.
With a background in teaching and banking, I explain technical things in terms clients actually understand.
I learn new tools and frameworks quickly, and I use AI assistance strategically to deliver quality work faster.
Available for local Tricity clients and remote projects across India. Flexible communication, no time zone friction.
Get In Touch
Have a project in mind? I'd love to hear about it. Fill in the form or reach out directly.
Chandigarh, India
Available for remote projects across India
🟢 Currently accepting new projects