💰 Fee Structure
Joining Fee:
₹199
Annual Fee:
₹199
Annual Fee Waiver Condition:
For 2nd year onwards fee waiver – ₹40,000 retail spends done in previous card anniversary year
🤝 Welcome Benefit
For 1st year fee waiver – ₹10,000 retail spends done within 90 days of card set up👉 Key Features
- 2% cashback on groceries, departmental stores and utility bill payments.
- 1% cashback on other retail spends*.
- 8 complimentary railway lounge access every year.
- Free insurance and extended warranty on mobile and other electronic purchases.
🛣️ Milestone Benefit
Additional cashback of ₹50 on a minimum retail spend of ₹10,000 in every statement cycle.✈️ Airport Lounge Access
Domestic:
Not Applicable
International:
Not Applicable
⛽ Fuel Surcharge Waiver
Enjoy 1% Fuel Surcharge Waiver (up to ₹100) for transactions between ₹400 and ₹5,000 at all fuel stations across the country.➕️ Additinal Benefit
🛡️ Insurance Benefit
Zero liability on fraudulent transactions done on your lost card after you report the card loss to the bank.🔣 Other Charges
Finance Charges:
3.75%
Forieg Currency Mark-up:
3.49%