💰 Fee Structure
Joining Fee:
₹499
Annual Fee:
₹499
Annual Fee Waiver Condition:
or 2nd year onwards fee waiver – ₹80,000 retail spends done in previous card anniversary year
🤝 Welcome Benefit
For 1st year fee waiver – ₹20,000 retail spends done within 90 days of card set up👉 Key Features
- 1.5% Cashback on offline spends
- 2X Reward Points on Online Spends
- 1 Reward Point per ₹100 on Offline Spends*
- 8 complimentary railway lounge access every year.
🛣️ Milestone Benefit
Get 500 Bonus Reward Points on retail spends* of ₹20,000 or more in a calendar month✈️ Airport Lounge Access
Domestic:
Not Applicable
International:
Not Applicable
⛽ Fuel Surcharge Waiver
Enjoy 1% Fuel Surcharge Waiver (up to ₹150) for transactions between ₹400 and ₹5,000 at all fuel stations across the country➕️ Additinal Benefit
Free insurance and extended warranty on mobile and electronic purchases.🛡️ Insurance Benefit
Zero liability on fraudulent transactions done on your lost card after you report the card loss to the bank.🔣 Other Charges
Finance Charges:
3.75%
Forieg Currency Mark-up:
3.49%