💰 Fee Structure
Joining Fee:
₹2,999
Annual Fee:
₹2,999
Annual Fee Waiver Condition:
For 2nd year onwards fee waiver – ₹1,50,000 retail spends done in previous card anniversary year
🤝 Welcome Benefit
For 1st year fee waiver – ₹40,000 retail spends done within 90 days of card set up👉 Key Features
- 4 Reward Points per ₹100 spent on groceries and departmental stores.
- 2 Reward Points per ₹100 retail spends on other Merchant categories
- 1 Reward Point per ₹100 spent on insurance, utility & telecom.
- Earn 1,000 Bonus Reward Points when you complete any retail transaction on your birthday.
🛣️ Milestone Benefit
500 Bonus Reward Points on ₹ 50,000 retail spends* per quarter and additional 1,000 Bonus Reward Points on reaching ₹ 1 Lac retail spends* per quarter. ₹ 1,000 worth vouchers on minimum ₹ 2.5 Lac retail spends done in a year.✈️ Airport Lounge Access
Domestic:
1 complimentary lounge access per calendar quarter within India,
International:
1 complimentary lounge access per calendar quarter, using Priority Pass at all participating lounges.
⛽ Fuel Surcharge Waiver
1% Fuel Surcharge Waiver for fuel transactions done between ₹400 and ₹5,000, across all fuel stations in the country (Maximum ₹250 per statement cycle).➕️ Additinal Benefit
2 complimentary lounge access per calendar quarter, using AU Credit Card at railway🛡️ Insurance Benefit
₹50 lakh - Air accident cover. ₹5 lakh - Credit shield (Coverage against card outstanding balance in case of permanent total disability, critical illness or death.) ₹25,000 - Purchase protection (Items purchased with your card are protected against damage, theft, or fire for 90 days from purchase)🔣 Other Charges
Finance Charges:
3.75%
Forieg Currency Mark-up:
2.99%